Sir first of all tell me difference between unpaid and unclaimed ?

and secondly, if failure to transfer into unpaid/unclaimed amount within 7 days  into “unpaid dividend account”(after expiry of 30 days) then 12 % interest will be charged, so it will be calculated from 31st day or from 8th day ( ie, after expiry of those additional 7 days) ?  ( wordings are such that from the date of such failure , so i think interest will be charged from 31st day and not 8 th day) 

And thirdly, if it is unclaimed by the member in 30 days, and on failure to transfer this amount by company in “unpaid dividend account” within prescribed time limit, then company has to give interest to member. Now my question is, though it is fault of member ( by not claiming it within time) then why company needs to pay such a huge amount towards interest to him when subsequently he claimed? (and it’s a loop hole one can take take benefit of not claiming it within time.